Welcome to Premier Lending: Where Family Comes First in Charlotte Mortgages

Ready for a Stress-Free Home-Buying Journey in Charlotte NC?

Imagine stepping into homeownership without the usual headaches - no endless paperwork, no radio silence from lenders, just warm guidance from a team that treats you like family. In Charlotte's fast-paced market, where homes fly off the shelves in days, that's the reality at Premier Lending, Inc. Founded in 2009 as a family-owned mortgage broker, we've helped hundreds of families unlock their dreams with our Premier Promise: keys in hand in 21 days or processing fees waived. This post welcomes you to our world of smarter mortgages and faster homes, sharing how our people-first approach sets us apart. Whether you're a first-time buyer eyeing a cozy Uptown condo or a veteran seeking zero-down VA options, discover why we're Charlotte's trusted partner for VA loans, conventional financing, and more. Let's explore our story, pillars, and how we make it all seamless.

Our Family Roots: Building Lasting Relationships Since 2009

At Premier Lending, Inc. (NMLS# 238143), everything starts with family. Headquartered at 13850 Ballantyne Corporate Place in Charlotte, NC, our journey began when brothers Faris, Fadi, and George Faraj turned their passion for helping others into a full-service lender. Today, with 51-200 team members spanning states like North Carolina, Texas, and Washington, we operate as an equal housing lender committed to integrity and innovation. Our mission? Guide families through home-buying with empathetic expertise, turning aspirations into reality one closing at a time.

Take Faris Faraj, our President and Mortgage Banker (NMLS# 280174), whose focus on relationships shines through: "We build lasting bonds through innovative advice, not just transactions." From hiring in Amman, Jordan, to celebrating milestones like Judy's 11th anniversary as our underwriting star, our culture thrives on optimism and support. Clients rave about this on Zillow, with a 4.93/5 rating from 154 reviews: "Organized and efficient - great experience from start to close."

What Sets Our Team Apart in the Charlotte Market

Meet advisors like Kristin Jamieson, our 2025 Branch Manager powerhouse in relationship-building, or Shea Doyle with 15+ years crafting stress-free processes. Each brings 10-20 years of experience, specializing in everything from self-employed bank statement loans to jumbo investments. Our diverse crew, including top producers like Dillon Dambly and Margot Hornblower (NMLS# 140639), ensures personalized white-glove service. No wonder Glassdoor scores us 4.6/5, with 92% recommending our family-oriented vibe.

Real Stories from Charlotte Families We've Welcomed Home

Picture a self-employed investor who snagged a jumbo loan in 18 days using our flexible underwriting - that's the Premier difference. Or the veteran family who unlocked VA benefits in under 48 hours, zero down and no PMI. These aren't just numbers; they're celebrations of triumphs, like toasting a client's new keys under the NASCAR Hall of Fame shadow in Uptown Charlotte.

The Premier Promise: 21-Day Closings and Beyond

What if your mortgage process felt like a smooth family road trip instead of a bumpy ordeal? Our Premier Promise guarantees just that: average closings in 21 days (some in 15 via Express), backed by upfront underwriting and no unnecessary paperwork. In Charlotte's competitive scene, where average home prices hover at $450,000, speed matters - and we deliver with empathy every step.

Recent 2025 highlights amplify this: We adopted FICO Score 10 T on August 13 for sharper non-conforming loan assessments, making whole loan investments smoother. Plus, our April 15 press release spotlighted streamlined solutions right here in the Queen City. Verify our creds at the NMLS Consumer Access page.

How We Tailor for Charlotte's Unique Buyers

For first-timers, our conventional and USDA loans (zero down for rural NC gems) shine with 100% gift funds allowed. Veterans? Dive into VA loans Charlotte specifics, financing upfront fees with min FICO 620. Self-employed pros love our bank statement programs, optimized for DTI ratios - learn more in our mortgage glossary.

Why Choose Premier Lending in 2025's Evolving Market

Charlotte's MSA buzzes with 900,000 residents chasing growth, but rising rates and inventory crunches test even the savviest buyers. Enter Premier: Our 2025 FICO integration edges out competitors, especially for non-conforming jumbo loans near Mecklenburg County. We're licensed across AZ (BK-1002240), FL (238143), IL (MB.6761432), and more - check our licensing page for your state.

Birdeye echoes the trust with 4.5/5 from 317+ reviews: "Exceptional communication for complex incomes." Follow our Instagram reels for quick DTI tips or LinkedIn for advisor spotlights like "Meet Nate Carver: Your 2025 closing wizard."

• Fast Fact: Pre-approval in 48 hours via our Floify app.
• Pro Tip: Calculate your LTV (loan amount divided by property value) early to boost options.
• 2025 Trend: Non-conforming loans now easier with FICO 10 T - ideal for investors.

[Suggestion: Embed infographic here showing 21-day timeline; alt text: "Premier Lending's 21-day closing process infographic for Charlotte homebuyers"]

Start Your Family-First Mortgage Adventure Today

From our Ballantyne HQ to your new doorstep, Premier Lending turns overwhelming into empowering. We've recapped our family ethos, lightning-fast processes, and tailored expertise - now it's your turn to experience the difference. Ready to welcome homeownership without the stress? Get pre-approved in 48 hours and join the Premier family.

Apply now at our secure Floify portal, find your advisor at premierlending.com/find-an-advisor, or explore products like USDA loans. Follow us on Instagram for more tips. This info is for guidance; programs may change. Equal Housing Opportunity - consult a licensed advisor.