Loan Checklist

This helpful guide can help ensure you have the necessary documentation for a smooth and efficient loan process.

FOR ALL HOME LOAN APPLICATIONS:

Acceptable ID: driver's license, state ID, passport or H1 work visa/green card
Paycheck stubs for the last 30 days
Last 2 years' federal tax returns: all schedules & W2's, (all pages)
Full copies of your last two months' bank statements, (all pages)
Copies of the most recent asset account statements for any retirement accounts, 401(k) plans, mutual fund accounts and/or IRAs, (all pages)
Contact info for your homeowner's insurance carrier

You May or May Not Be Required to Provide One or More of These Documents

Last 2 years' personal and business returns, YTD profit and loss statement / balance sheet
Copies of all bankruptcy discharge papers (if applicable)
Copy of signed real estate contract (if you already have accepted offer)
Settlement statement from sale of home (if you have recently sold previous home)
If you pay child support or alimony: child support payment info, copy of divorce decree and/or payment separation agreement verifying how much you pay or are ceive each month
Current mortgage statement, insurance, HOA statement and/or landlord information

For VA Loans

Certificate of eligibility from VA
Copy of form DD 214
Name and contact information of your nearest living relative

Additional Resources

Important Terms Do's & Dont's Rates

Still Have Questions?

Find an advisor licensed in your area. Our team of experts are here to help answer any questions you may have.

FIND AN ADVISOR