What Is A USDA Loan?
Backed and issued by the United States Department of Agriculture. A USDA loan allows income-qualified buyers in rural (and some suburban) areas to purchase a home with no money down.
Minimum Fico Score
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620 standard guides -
640 with manual underwriting
Down Payment
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No down payment required
occupancy
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Primary residence
Other Highlights
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Upfront funding fee financed
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Annual fee required
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Up to 6% seller contribution
**This communication is for information purposes only, this is not a commitment to lend. individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. all programs are subject to changes or cancellation at any time and without notice. Please consult your licensed loan Originator to learn more about mortgage products, your eligibility, and ask an offcial loan estimate before choosing your loan.
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